Managing Director of Mortgage Banking - FHA/HUD

Gemma Sanders Geldmacher is a Managing Director of Mortgage Banking and loan originator specializing in multifamily debt financing, with a specialty focus on affordable and HUD/FHA transactions. Prior to her originations career, Gemma was a Fannie Mae and FHA underwriter for over 10 years, most recently as part of Berkadia’s FHA underwriting management team and loan committee.

Her well-rounded commercial real estate experience also includes stints at a bridge/mezzanine lender, a property management firm, and real estate consulting. She resides in Hingham, Massachusetts with her husband, adorable daughter, and once she has a house plant that lives more than a year, she might break down and get a dog as well.


Education & Certifications

  • Bowdoin College, BA 2001
  • HUD MAP Certified Underwriter, 2012

Affiliations & Memberships

  • CREW Boston (Commercial Real Estate Women)
  • NH&RA

Industry Specialization & Skills

  • Multifamily debt specialist with a focus on FHA and affordable transactions  
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