Steve Ervin heads the HUD production group as well as the affordable housing group at Berkadia. He is responsible for oversight all HUD production of multifamily and healthcare lending as well as for growing Berkadia’s affordable housing platform through its Fannie Mae, Freddie Mac, HUD and balance sheet platforms. In addition he is responsible for coordination with Berkadia’s joint venture ownership in Riverside Capital.

Hired by Berkadia in 2011 to restart a once successful Seniors Housing and Healthcare Finance program, Steve built a team that would grow lending volume from $50M to over $1B in 3 years. Under the Steve’s direction, the Berkadia HUD production team has been ranked #1 in HUD production volume over the past several years and continues to be a thought and production leader in the HUD finance world.

Prior to joining Berkadia, Mr. Ervin ran the HUD group for Walker & Dunlop after its purchase of Column Guaranteed where he started Column’s HUD shop. He successfully built that group from the ground up to financing over $1B in HUD loans. He is an active participant in many HUD associations. He is a member of the HUD Eastern Lenders Association, MBA’s Multifamily Steering Committee and the Committee on Healthcare Finance. Prior to joining Column, he held positions as Deputy Chief Underwriter for Love Funding where he was responsible for oversight of all underwriting operations. Steve's career has encompassed over 30 years of HUD finance experience in various roles as a contractor to HUD, a consultant, an underwriter and a banker.

Education & Certifications

  • Georgetown University, BA

Affiliations & Memberships

  • Committee on Healthcare Finance - Advisory Board
  • MBA FHA Committee Chair - 2014-2015
  • Various Committee Chairs - MBA Leadership - Continuing
  • HUD Eastern Lenders Association; President 2009-2011; Board of Directors 2005-2011

Industry Specialization & Skills

  • FHA Finance Multifamily and Healthcare
  • Complex Healthcare issues with FHA finance - AR Financing, PLI, UPL
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